ಸಾಲಕ್ಕಾಗಿ ಹೆಚ್ಚುವರಿ ಭದ್ರತೆ ಎಂದರೆ:

Collateral is an asset owned by the borrower and pledged to the lender as security. The lender can seize it only if the loan is not repaid.